PM Narendra Modi Launches Aadhaar Based BHIM App for Mobile Payment (Download PDF)

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Prime Minister Narendra Modi launched an Aadhaar based mobile payment application at the Digi Dhan Mela event in Talkatora stadium in New Delhi. This application called BHIM (Bharat Interface for Money). This is a rebranded version of UPI (Unified Payment Interface) and USSD (Unstructured Supplementary Service Data).  

Image of BHIM app for mobile payment

Image of BHIM App for Mobile Payment

Image of BHIM app for mobile payment

  • BHIM app is developed by National Payments Corporation of India (NPCI).
  • It’s available for Android smartphones via Google Play Store.

Key Features:

  • BHIM App can be downloaded from Android app store.
  • The app is about 2MB in size.
  • Helps to reduce the role of plastic cards and the point of sale machines once believed to be essential for a less cash society.
  • Eliminate the fee payments for service providers like card companies such as MasterCard or Visa, which has been a stumbling block in merchants switching to digital payments making.
  • All that it needs is an Android phone with the merchant.
  • Empower small traders, farmers, tribals and that’s why this app is named after the man who worked for the dalits.
  • It is a very simple application and your fingerprint is enough.
  • You won’t need internet or a smartphone for this.

How Does It Work?

  • Merchants need to download the Aadhaar cashless merchant app on their smartphones connected to a biometric reader which is currently available for Rs 2,000.
  • Customer will then feed his or her Aadhar number into the app.
  • Select the bank through which the transaction will take place.
  • Biometric scan will work as a password for the transaction to be authenticated.
  • BHIM app can be used by a person to make payments without any phone.
  • Starting on the app, you will be asked to give permission to send SMS and register your phone number.
  • After registered, you will be asked to set a 4-digit passcode and then after choose your bank.

- Published/Last Modified on: December 30, 2016

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