UBI Launches UsSD Based Mobile App for Basic Banking Needs with NPCI (Download PDF)

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National Payments Corporation of India (NPCI) ties up with Union Bank of India (UBI) to launched an USSD based ⚹99# mobile application for their customer. The NPCI is the umbrella organisation for all retail payments system in India.

Unstructured Supplementary Service Data
  • Union Bank of India is the bank to introduce Android based mobile application on USSD platform.
  • ⚹99# mobile app based on Unstructured Supplementary Service Data and this app takes the USSD service to a new level of customer service.
  • it՚s provides a user-friendly menu to prepare the USSD command.
  • UBI launched this app for providing ease and convenience of banking to our customers.
  • This facility can be used widely by all sections of people in the country.

About ⚹99# Mobile App

  • ⚹99# app is the potential of mobile banking and the need for small value immediate transfers.
  • This app will help in financial developing and inclusion of under banked population in the mainstream banking services.
  • This app was dedicated to the nation as a part of Pradhan Mantri Jan Dhan Yojana (PMJDY) .

Features of ⚹99# Mobile App:

  • It provides basic banking transactions like:
    • Checking account balance
    • Sending money
    • Mobile PIN (MPIN) management
  • Does not require any data or internet connection for performing transactions.
  • Available in various languages.
  • It provides Value Added Services like:
    • Checking Aadhaar linked Overdraft status
    • PMJDY account Overdraft status

About USSD:

  • USSD: Unstructured Supplementary Service Data
  • USSD used between a mobile phone and an application program to send text in the network.
  • USSD can be used for:
Image Shows the Uses of UsSD

- Published/Last Modified on: August 17, 2016


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