UBI Launches USSD Based Mobile App for Basic Banking Needs with NPCI (Download PDF)

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National Payments Corporation of India (NPCI) ties up with Union Bank of India (UBI) to launched an USSD based * 99# mobile application for their customer. The NPCI is the umbrella organisation for all retail payments system in India.

Image of Unstructured Supplementary Service Data

Image of Unstructured Supplementary Service Data

Showing image of Unstructured Supplementary Service Data

  • Union Bank of India is the bank to introduce Android based mobile application on USSD platform.
  • *99# mobile app based on Unstructured Supplementary Service Data and this app takes the USSD service to a new level of customer service.
  • It’s provides a user-friendly menu to prepare the USSD command.
  • UBI launched this app for providing ease and convenience of banking to our customers.
  • This facility can be used widely by all sections of people in the country.

About * 99# Mobile App

  • *99# app is the potential of mobile banking and the need for small value immediate transfers.
  • This app will help in financial developing and inclusion of under banked population in the mainstream banking services.
  • This app was dedicated to the nation as a part of Pradhan Mantri Jan Dhan Yojana (PMJDY).

Features of * 99# Mobile App:

  • It provides basic banking transactions like:

    • Checking account balance
    • Sending money
    • Mobile PIN (MPIN) management
  • Does not require any data or internet connection for performing transactions.
  • Available in various languages.
  • It provides Value Added Services like:

    • Checking Aadhaar linked Overdraft status
    • PMJDY account Overdraft status

About USSD:

  • USSD: Unstructured Supplementary Service Data
  • USSD used between a mobile phone and an application program to send text in the network.
  • USSD can be used for:
Image shows the uses of USSD

Image Shows the Uses of USSD

Showing image of the uses of USSD

- Published/Last Modified on: August 17, 2016


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