Yojana 2020: JAM Trinity

⪻ On New Articles ⪼

JAM Trinity

Use of JAM Trinity

  • To embrace technology in governance at a mass scale.
  • Promise of easy identification and transfer of govt. benefits and funds.
  • Need for rapid delivery during the pandemic.
  • More than 1 billion Aadhaar numbers have been issued covering more than 99 % of all Indians.
  • JAM trinity is acting as the enabler for DBT:
    • Uses an electronic method.
    • To streamline delivery of cash transfers.
  • Jan Dhan is acting as a boon for millions of Indians seeking financial assistance during the ongoing countrywide COVID-19 lockdown.
  • Strong interlink age with the mobile linked Aadhaar scheme.

Key Benefits

  • Boost to the DBT programme thereby expanding its coverage.
  • Acting as a backbone for DBT flows, adoption of social security/pension schemes, etc.
  • Minimised avenues of corruption, irregularities, wrong-doings and pilferages.
  • Promoted the ease of doing business.
  • Promoting online transactions among the beneficiaries.
  • Long run impact (DBT schemes like JAM) :
    • Rural population get acquainted.
    • With the concept of saving thus contributing to the GDP of the country.

Pradhan Mantri Garib Kalyan Yojana

  • 39.27 crore beneficiaries distributed free ration of food grains.
  • 2.66 Crore free cylinders delivered under PM Ujjwala Yojana.
  • Over 33 crore people provided financial assistance worth ₹ 31,235 crore.
  • 19.63 lakh MT of food grains distributed to 39.27 crore beneficiaries.
  • ₹ 10,025 crore disbursed to 20.05 crore to Women Jan Dhan account holders.
  • ₹ 1,405 Crore disbursed to about 2.82 crore old age, widows and disabled persons.
  • ₹ 162 crore transferred as EPF contribution benefitting 10.6 lakh employees.

Use of Aarogya Setu App

  • An open source COVID-19 contact tracker.
  • Available in 11 languages.
  • Facilitates quick identification of persons either infected or at risk of being infected.
  • Health status can be updated.
  • Timely provision of medical attention.
  • District authorities should advise individuals to install this app on their mobile and updating it regularly.
  • Available in 12 languages namely English, Assamese, Gujarati, Hindi, Punjabi, Marathi, Bangla, Telugu, Tamil, Kannada, Malayalam and Odia.

Host of Apps (at State Level)

  • Punjab (Cova Punjab)
  • Himachal Pradesh (Corona Mukt Himachal)
  • Uttarakhand (Uttarakhand Covid-19 Tracking System)
  • Chhattisgarh (Raksha Sary in collaboration with Mob Coder)
  • Gujarat (SMC Covid-19 Tracker)
  • Maharashtra (Maha Kavach)
  • Goa (Test Yourself Goa with Innovaccer and COVID locator)
  • Odisha (Odisha Covid Dashboard)
  • Puducherry (Test yourself Puducherry)
  • Tamil Nadu (COVID-19 Quarantine Monitor)
  • Karnataka (Corona Watch)
  • Kerala (GoK Direct-Kerala)

Technology and Learning

Technology and Learning


  • “One Nation One Digital Platform for Learning” .
  • Digital Infrastructure for Knowledge Sharing.
  • This platform has 61 crore hits since 24th March 2020.
  • Seeks to decentralize the creation of eContents.
  • Encouraging teachers to develop new and innovative programs.


  • 200 new textbooks have been added to ePathshala.
  • Access to e-books (Class 1 to 12) .
  • Free on ePathshala (Multiple languages) website and mobile app.
    • Android
    • Ios
    • Windows


  • An online digital platform.
  • An acronym for Study Webs of Active Learning.
  • For Young Aspiring Minds.
  • Hosts several courses offered by the best teachers of universities/colleges/schools.
  • Free of cost to the students living in any part of the country.


  • Consists of 32 DTH educational TV channels.
  • Launched on 9th July 2017 in New Delhi.
  • To telecast high quality educational programs round the clock.
  • Reaching out to a large number of students during the Covid-19 pandemic.
  • Channels 01 - 10 are managed by CEC-UGC, New Delhi.
  • Channels 11 - 18 are managed by NPTEL (National Programme on Technology Enhanced Learning) .
  • Funded by the Ministry of Human Resource and Development.
  • Coordinated by IIT Madras and other IITs.
  • Channels 19 - 22 are managed for high school students by IIT Delhi and is called IIT PAL (Professor Assisted Learning an initiative of IIT Delhi) .
  • Channels 23 - 26 are managed by IGNOU.
  • Channels 27 - 28 and 30 by NIOS.
  • Channel 29 by UGC-INFLIBNET.
  • Channel 31 by NCERT and Channel 32 by IGNOU and NIOS together.

Leveraging JAM Pipeline and Digital Payment Infrastructure

Leveraging JAM Pipeline and Digital Payment Infrastructure

Developed by: